Cheap pet care UK. Prices for electricity, gas, fuel and many other products have been rising for months. A further aggravating factor for many pet owners. This means that treatments at the vet will also become considerably more expensive on average.

What can pet owners do to ensure their pets are cared for well?

They must ensure their pets receive good medical care even during difficult times. Expensive dog kennels, toys and various sports equipment: dog ownership is a large and vital market in Germany. But what if dog owners have to save money because of rising costs? What if you can no longer afford everything you would like to buy your beloved pet?

Sara Neilson, Head of Animal Welfare, has many years of experience in animal welfare and has also worked for a long time as an animal shelter manager. From this practical work, she knows what it means to care for animals with little money and reassurance:

The animal doesn’t care if the newest and most extravagant scratching posts or adventurous walks in the forest replace adventurous walks, and adventurous walks in the forest replace the agility course at the dog school. It is far more essential to be a stable and reliable partner and provide them with the best possible care.

By accepting an animal—whether a dog, cat, small animal, or reptile—we have assumed responsibility for a living being, which must be fulfilled. This responsibility also includes the economic aspect, which must be carefully considered before buying an animal. Love alone is not enough for good animal husbandry.

Having cash available for emergencies

The health costs of an animal include not only the regular expenses for vaccinations, medication and health checks or the one-off charges for castration but also the almost incalculable costs for treating the consequences of an accident, chronic illness or unpredictable operations. Here, the sums needed for veterinary treatment can quickly reach hundreds of euros and more.

But what should pet owners do? Perhaps get pet health insurance?

Discover how to manage rising pet care costs effectively, from affordable medical care and emergency funds to the benefits of pet health insurance.
Spending on animal care continues to grow in Europe, and there is a positive trend for online sales of veterinary products.

Sara Neilson urges caution:

It is often advertised that a cat can be insured from as little as three euros per month and a dog from five euros. However, the amounts will often be higher if, in addition to basic surgical cover, additional preventive services have to be insured and the deductible has to remain low.

However, animal health insurance can be a safeguard in an emergency if pet owners have no other financial reserves. First, however, you should carefully examine what benefits are insured, what conditions apply, what the maximum annual benefit is and whether contributions increase disproportionately as the animal ages. Unfortunately, hidden costs can often arise here with insurance companies.

A financial reserve creates security.

Anyone who decides not to take out insurance should still create financial reserves for emergencies if they do not already have them. It seems cynical in times of dramatic inflation: where should you have money that can be put aside? However, pet owners are responsible for their animals, and no one wants their beloved four-legged friend to end up in a kennel because the expenses of the veterinary clinic or vet cannot be paid.

A reasonable basis can be to set aside a certain monthly amount from the family budget. However, it is better to put the money in a money market account so that it remains for emergencies.

How much should this amount be?

Everyone has to make a balancing act between what makes sense and what can be achieved. If, in the end, one can no longer buy food, the financial cushion of the savings account is of little help to one’s four-legged friend.

To estimate the extent of monthly savings, pet owners could, for example, use a comparison calculator to see how much pet health insurance should bear per month. Then, if they decide not to take out insurance, this could be the amount paid into the savings account.

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